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Janata Muddati Khata

Eligibility Individual/ institutional.
Account Type Fixed
Minimum balance to open a/c
Local currency Foreign currency
NPR 50,000/- for individuals.
NPR 100,000/- for institutions.
USD 5,000/- or equivalent.
Tenor 3 months / 6 months/ 9 months / 1year and above
Interest rate
Local currency Foreign currency
Tenure Interest Rate (PA)*
Individual / Institutional  
15 Days upto 1 month 7.25% 
Above 1 month upto 3 months 8.00%
Above 3 months upto 6 months 9.00%
Above 6 months below 1 Year 10.00%
1 Year 10.50%
Above 1 Year up to 2 years 10.25%
Above 2 years 10%
As advised by Treasury
from time to time.
Interest payable Quarterly or upon maturity. Interest will be credited to nominated account
periodically.
Pre-liquidation charge Applicable interest rate for the period runs minus 2% for local currency and 1% for foreign currency and NPR 500/- as liquidation fee for both
currencies.
Documents required • Must be an existing account holder of the bank.
• Term deposit account opening form.
*Conditions apply

Currency Buying Selling
US Dollar 112 112.6
Euro 127.1 128.4
Pound Sterling 141.8 143.6
Australian Dollar 81.09 82.09
View all » [As per Aug 16, 2018]
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Base Rate
(Based on ChaitraEnd 2074 Figures) - 11.66%

Banking Hours

During summer (16th Magh to 15th Kartik)
Sunday to Thursday : 9:45 am to  5:00 pm
Friday : 9:45 am to 2:30 pm
 
During winter (16th Kartik to 15th Magh)
Sunday to Thursday : 9:45 am to  4:00 pm
Friday : 9:45 am to 2:30 pm

Holiday counter:

    1. New Baneshwor Branch (10:00 AM to 1:00 PM) (Saturdays only)
    2. New Road Branch (10:00 AM to 1:00 PM) (Public holidays except Saturdays)
    3. Butwal Milan Chowk Branch (10:00 AM to 1:00 PM ) (Public holidays and Saturdays)
    4. Sahid Chowk Branch, Narayangarh (10:00 AM to 1:00 PM ) (Saturdays only)